Foreclosure Defense Litigation

When the bank serves you with a Foreclosure Complaint you only have 35 Days to File Your Answer.  Simply filing the Answer can buy you 6-18 additional months of time to get a Loan Modification approved, re-finance your loan, negotiate a short pay, initiate a short sale, or if all else fails to delay a Sheriff’s Sale to ensure you can move out of the home on your own terms.  There are a myriad of defenses you can raise from standing defects to wrongful foreclosure.  In most cases, the primary claims involve unfair treatment and failure by the bank to properly provide required loss mitigation review and the bank blowing you off when you were in the midst of a hardship.  The Court may provide relief if you can demonstrate diligence on your part to take all possible steps to save your home and cure your arrears through a loss mitigation/home retention option.